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Home » The Hidden Costs of Windshield Replacement
May 1, 2024
Northwest Classic Insurance

The Hidden Costs of Windshield Replacement

Your windshield is the unsung hero of your car, shielding you from wind, debris, and maintaining structural integrity. But what happens when it gets a crack or chip? Many drivers turn to insurance, but there’s a catch: using insurance for windshield replacement can raise your premium.

Understanding the Catch

Windshield replacement seems simple: notice damage, file a claim, and it’s fixed. However, insurers cover it under comprehensive coverage, which includes non-collision damage. Yet, filing a claim can hike your premium.

The Risk Factor

Why does this minor issue affect your premium? Insurers see frequent claims, even for minor repairs, as risky. They raise premiums to offset this perceived risk.


Using insurance for windshield replacement can have hidden costs.

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