Why Classic Car Insurance?
Classic Car Insurance Insures your Vehicle for a set Value Called Agreed Value ( when we agree on the value of your vehicle and the vehicle is declared a total loss you will be paid the Dollar Value of your Car listed on the Policy and will not be lowered / Adjusted for depreciation or wear & tear ). On a regular Auto Policy your vehicle would be cover as Acutual Cash Value and you would be paid based on today’s market price set by the Insurance Company and then depriceated for Wear & Tear.
In the event the vehicle is damaged, on a Classic Car Policy you can take the vehicle to the shop of your choice and the Insurance Company will pay the repair bill ( no hassel over shop rates and custom parts ).
Collector Car Insurance is a lot less than regular Insurance, Because the Vehicles are driven less and are well maintained causing less Claims.